Ladli Behna Yojana KYC: Samagra e-KYC and Bank DBT Steps

What Ladli Behna Yojana KYC actually covers

e-KYC means electronic Know Your Customer: proving you are you by entering your Aadhaar number and a one-time password (OTP) sent to the mobile linked with Aadhaar. For this scheme, two separate records must agree.

• Samagra e-KYC: Samagra is Madhya Pradesh's database of families and members. Every member has a Samagra ID. Your Aadhaar must be verified against your Samagra member record.
• Bank Aadhaar seeding and DBT: Aadhaar seeding means linking your Aadhaar to your bank account. DBT (Direct Benefit Transfer) must be enabled so government money can be routed to it.

Both conditions were required before applying in the first place. They also have to stay valid afterwards, so Mukhyamantri Ladli Behna Yojana e-KYC (and the matching bank KYC) is not a one-time job.

Why money stops when e-KYC or DBT is pending

The monthly transfer is sent using your Samagra and Aadhaar details. If the Samagra record is not verified with Aadhaar, or the bank cannot match your Aadhaar to an account with DBT active, the transfer fails or is held back. Reports on missed installments list an outdated Samagra or Aadhaar e-KYC and a bank account without Aadhaar linking or DBT among the main reasons. About 1 lakh women did not get the 33rd installment in February 2026, with reasons like these listed in reports.

The other common reasons are removal for ineligibility and reaching age 60. Those are not fixed by e-KYC. To know which one applies to you, see the payment status guide first.

Samagra e-KYC steps online

The steps below are as described by secondary sources. Menu names on the Samagra portal can change, so follow the labels you actually see on screen.

1. Open the Samagra portal and choose "Update Overall Profile", then "Do e-KYC".
2. Key in your member Samagra ID, then the captcha shown.
3. Verify the OTP sent to the mobile number on your Samagra record.
4. Type the Aadhaar number and confirm the Aadhaar OTP that arrives on the mobile linked with Aadhaar.
5. Submit, and note any message or reference shown at the end.

If the OTP does not arrive, the mobile number on Aadhaar may be old. Updating Aadhaar details is done at an Aadhaar centre, after which you can try the e-KYC again. There is no separate Ladli Behna Yojana e-KYC link online; it is the Samagra e-KYC that counts.

Getting e-KYC done offline

Many women do not have a smartphone or find portals confusing. You can also complete Samagra e-KYC at:

• a ration shop (fair price shop) in your area,
• a CSC (Common Service Centre), or
• an MP Online kiosk.

Carry your Aadhaar card, your Samagra ID and the mobile phone linked to Aadhaar, because OTPs will be sent to it. Stay with the operator while the work is done, watch the screen, and type the OTP yourself where you can. Ask for a printout or screenshot of the success message. If a family member is helping, make sure the e-KYC is done on your own member record and not on someone else's in the family.

Aadhaar seeding and DBT on your bank account

The money is paid only into an account in the woman's own name. It must be linked to her Aadhaar and enabled for DBT. An account in a relative's name is not what the scheme asks for.

1. Visit the branch where you hold the account, with your passbook and Aadhaar.
2. Ask the staff to confirm that Aadhaar is seeded to the account and that DBT is active.
3. If not, ask them to complete the Aadhaar seeding and DBT consent. Follow the bank's own form and process.
4. Keep the account active by using it from time to time, so that it is not treated as dormant.

Once both e-KYC and DBT are in order, the next transfer should reach you, unless you have been removed for another reason.

After e-KYC: confirm everything is working

Do not assume the problem is solved. On cmladlibahna.mp.gov.in, the scheme's official site, pick the option for application and payment status. Fill in either the application number or the Samagra ID, type the captcha and confirm with the OTP. Look at whether recent payments show as disbursed.

Then watch for the next monthly credit. The release usually happens around mid-month, and our status panel near the top shows the last installment we have confirmed. Our kist timing guide explains why a credit can take a day or two to show in your passbook.

Searching for Ladli Behna Yojana KYC Maharashtra?

Many people looking for Ladli Behna Yojana e-KYC Maharashtra or Ladli Behna Yojana KYC Maharashtra actually mean the Maharashtra Ladki Bahin scheme. That is a different state's scheme with its own portal and its own e-KYC. Samagra e-KYC applies only to Madhya Pradesh.

If you live in Maharashtra, our Maharashtra note explains the difference. If you live in MP, follow the Samagra steps on this page. There is also no separate Ladli Behna Yojana KYC form to fill on paper; the e-KYC itself is the process.

OTP and agent safety

e-KYC is the moment fraudsters love most, because it involves OTPs. Protect yourself:

• Never share an OTP over a phone call, WhatsApp or SMS reply. Department staff do not call to collect OTPs.
• Do not click links that say they are the Ladli Behna Yojana KYC link. Use only the Samagra portal or the official Ladli Behna portal, typed by yourself.
• Do not pay anyone who promises to restart your kist through a quick KYC. Kiosk service charges, if any, are for their service only and do not buy you any priority.
• If someone has misused your details, report it at your bank and through CM Helpline 181, which handles general grievances in MP.

For a full picture of the scheme, go back to the main Ladli Behna guide, or check the rules on the eligibility page.